Personal Banking

Citizens First Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Official Checks issued by Citizens First Bank are drawn on Compass Bank. Compass Bank is also participating in the FDIC’s Transaction Account Guarantee Program. Payees listed on Official Checks issued by Citizens First Bank are fully guaranteed by the FDIC for the entire amount of the check through June 30, 2010.