Certificate of Deposit

  • Terms and rates may vary
  • Minimum deposit $1,000.00
  • Early withdrawal penalty of one month interest for terms less than 1 year
  • Early withdrawal penalty of three months interest for terms greater than 1 year
  • Contact us for current rates
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Beginning July 1, 2010 Citizens First Bank will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.

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