Individual Retirement Accounts

12 Month & 18 Month Variables

  • Available in Traditional IRA, Roth IRA, and Educational IRA
  • Minimum opening deposit $100.00
  • Additional deposits permitted
  • Early withdrawal penalty of six months interest assessed for customer under 59 ½
  • Contact us for current rates

12 Month & 18 Month Fixed

  • Available in Traditional IRA, Roth IRA, and Educational IRA
  • Minimum deposit $1,000.00
  • No additional deposits permitted
  • Early withdrawal penalty of six months interest assessed for customer
  • Contact us for current rates

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    Beginning July 1, 2010 Citizens First Bank will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.

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